Small Business Administration Economic
Injury Disaster Loan Program
The U.S. Small Business Administration (SBA) has included the entire state of Texas in its Economic Injury Disaster Declaration and granted access to its Economic Injury Disaster Loan (EIDL) program, which will provide long-term, low-interest loans to qualifying businesses across the state.
The Small Business Administration (SBA) has designated COVID-19 as a qualifying event for the provision of Economic Injury Disaster Loans (EIDL) for businesses and private non-profits in affected communities. Texas is currently working with SBA to qualify for this declaration.
Small businesses, small agricultural cooperatives and some private nonprofit organizations that have suffered substantial economic injury due to COVID-19 may be eligible for an EIDL of up to $2 million, which will provide the necessary working capital to help businesses survive until normal operations resume after a disaster. EIDL assistance will only be available to small businesses when the SBA determines they are unable to obtain credit elsewhere.
To learn more about the Economic Injury Disaster Loan (EIDL) program, click here.
Texas small businesses who believe they may be eligible for an SBA EIDL should visit www.sba.gov/disaster where they can directly apply for assistance. The online application is the fastest method to receive a decision about loan eligibility.
Texas Comptroller’s Office is offering assistance to those businesses that are struggling to pay the full amount of sales taxes they collected in February. For businesses that find themselves in this situation, the Comptroller's Office is offering assistance in the form of short-term payment agreements and, in most instances, waivers of penalties and interest.
Contact the Comptroller's Office's Enforcement Hotline at 800-252-8880 to learn about your options for remaining in compliance and avoiding interest and late fees on taxes due.
In addition, there are a variety of online tools for businesses seeking assistance. See their COVID-19 emergency response webpage for access to online tools, tutorials and other resources for tax services, and to establish 24/7 online account access with Webfile.
If your employment has been affected by COVID-19, the Texas Workforce Commission (TWC) encourages you to apply for benefits by utilizing the online claim portal, or by calling the Tele-Center at 800-939-6631 from 8 a.m. to 6 p.m., Central Standard Time, Monday through Friday.
TWC may be experiencing increased call volumes and hold times on Tele-Center phone lines. You are encouraged to use the online claim portal, Unemployment Benefits Services (UBS), to handle your claim needs quickly. UBS is available 24 hours a day, seven days a week. You may also sign up for electronic correspondence so you can receive TWC communications online as soon as possible.
TWC will investigate why you lost your job and mail a decision explaining whether you are eligible for unemployment benefits.
For additional information or to apply for UBS, call TWC at 512-463-8942 or visit TWC's webpage:
TWC Waives Certain Requirements for Unemployment Benefits Services
(Waiting Week and Search Requirements Waived for Unemployment Insurance)
March 17, 2020
AUSTIN – Today, Texas Gov. Greg Abbott instructed the Texas Workforce Commission (TWC) to waive the waiting week, for Unemployment Benefits. In addition to waiving the waiting week, TWC is exercising its authority under the Governor’s declaration of a Statewide Disaster to waive Unemployment Insurance work search requirements effective immediately. These measures support the State’s efforts to address the impact the COVID-19 virus is having on the state’s economy and its workforce.
The waiting week is the first payable week of an individual’s claim for Unemployment Benefits. Under normal circumstances, TWC cannot pay for the first week of a claim until an individual receives 2 times their weekly benefit amount and returns to full-time work or has exhausted their benefits. However, by waiving the waiting week, Gov. Abbott has provided the opportunity for TWC to provide relief to Texans who need it.
Previously to be eligible for unemployment benefits, applicants were required to register for work search on WorkinTexas.com and meet minimum number of work search activities per week. TWC is temporarily waiving these requirements to ensure all Texans can have access to resources when in need.
Last employer's business name and address
First and last dates (month, day and year) you worked for your last employer
Number of hours worked and pay rate if you worked this week (including Sunday)
Information related to your normal wage
Alien Registration Number (if not a U.S. citizen or national)
Once you have an unemployment benefits claim, you can sign up for Electronic Correspondence for online access to your unemployment benefits correspondence. Electronic Correspondence allows you to receive most, but not all, of your unemployment notices and forms electronically in a secure, online mailbox. You are responsible for regularly checking your online inbox, regardless of whether you receive an email notifying you of new mail. All Electronic Correspondence documents are also available as accessible versions for visually impaired customers.
Job seekers can call their local Workforce Solutions office for access to job-search resources, job postings and training programs, as well as assistance with exploring career options, résumé and application preparation, career development and more. Customers also may connect with potential employers through TWC’s online job-search engine, by visiting WorkinTexas.com.
Employers: Enrolling in Shared Work Program Provides an Alternative to Layoffs During COVID-19
March 19, 2020
AUSTIN ⎯ The Texas Workforce Commission (TWC) encourages employers to enroll in Shared Work program as an alternative to layoffs. The voluntary Shared Work program was developed to help Texas employers and employees withstand a slowdown in business such as the impact of COVID-19.
Shared Work allows employers to supplement their employees’ wages lost because of reduced work hours with partial unemployment benefits. Under the program employers can reduce normal weekly work hours for employees in an affected unit by at least 10 percent but not more than 40 percent. Shared Work unemployment benefits are payable to employees who qualify for and participate in an approved Shared Work Plan. Workers may choose not to participate. Employees who qualify will receive both wages and Shared Work unemployment benefits.
The employer can use the Shared Work Plan only for employees whose hours have been reduced. Shared Work benefits can be paid only for wages lost because of a reduction in the employee's regular hours. Regular hours may not exceed 40 hours. An employee who normally works overtime may not receive shared work benefits for a reduction in their overtime hours.
Shared work employees must:
Submit their unemployment claims on Unemployment Benefits Services
Be eligible for regular unemployment benefits
Accept all work offered by the participating employer
Be able and available for work with the employer
For more information on the Shared Work Program or to apply for the program visit https://twc.texas.gov/businesses/shared-work.